Akshyalakshmi Chits Private Limited is a trusted chit fund company offering financial solutions tailored to individual and business needs. With transparency, reliability, and customer-first values, we help you save systematically and access funds when needed.
A chit fund is both a savings and borrowing scheme. It is an indigenous financial concept practiced for centuries in India. Members contribute fixed amounts periodically into a common pool, and through auction or draw, one member receives the collected amount, while others continue contributing. It is a mutually beneficial system with flexibility for both savers and borrowers.
Flexible chit schemes with varying ticket sizes.
Business-friendly chit plans for working capital needs.
Short-term and long-term savings options.
The Privacy Policy governs the use of this website https://www.akshyalakshmichits.com(Website/Site) of Akshyalakshmi Chits Private Limited (Akshyalakshmi Chits /the Company) and Akshyalakshmi Chits values the privacy of the user (User).
By visiting the Website and all other links thereunder, the User agrees to be bound by the terms and conditions of the Privacy Policy of the Company. By accepting the Privacy Policy, the User expressly consents to the Company’s use and disclosure of the User’s information in accordance with this Privacy Policy.
Akshyalakshmi Chits Private Limited is a trusted chit fund company offering financial solutions tailored to individual and business needs. With transparency, reliability, and customer-first values, we help you save systematically and access funds when needed.
The Companyprotects and respects your privacy. Our web site, https://www.akshyalakshmichits.com, does not collect personal information about individuals except when such individuals specifically provide such information on a voluntary basis which information will not be sold or otherwise transferred to unaffiliated third parties unless otherwise stated at the time of collection or with the approval of the user as the case may be.
The Company treats your personal information or your use of the service as private and confidential and does not check, edit or reveal it to any third parties except where it believes in good faith, such action is necessary to comply with the applicable legal and regulatory processes or to protect and defend the rights of other users or to enforce the terms of service which are binding on all the users of Akshyalakshmi Chits Private Limited
The Company may use any e-mail addresses or WhatsApp or Mobile Numbers of users to send occasional e-mails or WhatsApp Messages or SMS pertaining to information on products, services or seasonal greetings. The User can nevertheless unsubscribe from receipt of such by contacting our office at info@akshyalakshmichits.com or +91-86680-00966. Users, who believe they are receiving our communications in error or no longer desire to receive them, should inform us and we will remove those Users' names from our communication lists. The Company reserves its right to correct any part of the content of the Website at any time as and when required at its sole discretion.
PROTECTION OF PRIVACY OF CHILDREN/MINOR
Use of the Website is available only to persons who can form legally binding contracts under applicable law. Persons who are "incompetent to contract" within the meaning of the Indian Contract Act, 1872 including un-discharged insolvents, etc. are not eligible to use the Website.
USE OF INFORMATION AND MATERIAL
The information and materials contained in these pages and the terms, conditions, and descriptions that appear thereon are subject to change. They should not be regarded as an offer, solicitation, invitation, advice regarding any financial product of the Company. You are therefore requested to verify all information with one of the Branches before relying on the same. The Company reserves the right to withdrawor amend or change or modify the various chit fund schemes shown in the website without any notice. Without the Company’s prior written consent, you shall not insert a hyperlink to this website or any part thereof on any other website or "mirror" or frame this website, any part thereof, or any information or materials contained in this website on any other server, website or web-page
Wherever certain information is requested and necessary to enable you to use our web enabled services we gather such information, including personal information, so that we can better develop our relationship with Users. You may choose not to share any such information with us, but then you may not be able to take advantage of the features on the site.
Cookies: 'Cookies' are a small file placed on the computer systems to record a visitor's activities. No data from the user's computer is accessed from our website. You can instruct your browser to refuse all Cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some parts of our website. Unless you have adjusted your browser setting so that it will refuse cookies, our website may use Cookies.
NO WARRANTY
The information, product descriptions, material, advices, suggestions, illustrations notifications, circulars etc. are collectively stated "the content" in this Website. If the said content contains any mistakes, omissions, inaccuracies and typographical errors, etc. Akshyalakshmi Chits assumes no responsibility thereof.
The information and materials contained in this Site, are provided "as is," "as available" basis. Akshyalakshmi Chitsdoes not warrant the accuracy, adequacy or completeness of any of such information and materials. Akshyalakshmi Chitsexpressly disclaims any and all liability for errors or omissions in all such information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties relating to non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with any of the information and materials published herein.
LIMITATION AND LIABILITY
Akshyalakshmi Chitsshall not be liable for any loss or damage, including without limitation direct or indirect, special, economic, incidental, or consequential damages, losses or expenses arising in connection with this Site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if the Company has been advised of the possibility of such damages, losses or expenses.
HYPERLINKS TO OTHER INTERNET RESOURCES:
Hyperlinks to other internet resources are for the User's convenience only and are at your own risk; the content, accuracy, legality of or restrictions imposed or opinions expressed by and other links provided by or for these resources are neither investigated, verified, monitored, nor endorsed by Akshyalakshmi Chits. Akshyalakshmi Chits is not responsible either for their standards of public order and decency or for their personal data protection policy or the use that could be made of such data. When you access another website through a hypertext link, you are accepting that this access is at your own risk. Consequently, Akshyalakshmi Chits will not be liable for any loss or damage arising directly or indirectly from the accuracy or otherwise of materials or information contained on the pages of such sites, or for any loss arising directly or indirectly from the defects with such sites.
INFORMATION:
Submission of Information: Submissions to Akshyalakshmi Chits of information via website and pages thereon shall be deemed to be the property of the Company. Please note that the Company does not warrant that any communication from its Web site is secure and does not guarantee that any such coomunication from you or from the Company are secure during Internet transmission.
Public Access to Personal Information: Please note that you should exercise caution when deciding to disclose or key-in your personal information on-line, and ensure that no third party is able to access such personal information as you key it in or view it on the screen of your computer. This caution is to be exercised in respect of the information that you may provide, to apply to become a customer of Akshyalakshmi Chits Private Limited as well.
This Privacy Policy shall be subject to change without notice. The Company recommends visiting this Privacy Policy every time the User visits the Website, in order to be informed about change, if any. In the event the modified privacy policy is not acceptable to the User, the User should discontinue using the Website. However, if the User continues to use the service the User shall be deemed to have agreed to accept and abide by the modified privacy policy of this Website.
TERMS AND CONDITIONS
These Terms and Conditions govern the membership, participation, and services offered by Akshyalakshmi Chits Private Limited. (“Akshyalakshmi Chits”). By enrolling or participating or subscribing to any chit scheme, the User is deemed to have read, understood, and accepted these Terms and Conditions.
General Terms and Conditions
1. All chit groups conducted by our company are registered at the Trichy District Registrar's Office Only.
2. Subscribers canpay their chit installment through Cheque, NEFT, RTGS, or IMPS. All cheques should be drawn in favor of “AKSHYALAKSHMI CHITS PRIVATE LIMITED” and marked as “A/C Payee Only”.
3. All auctions held at our company are at a Maximum Bid amount of 25% of the chit value (Excluding foreman commission) only.
4. Delayed chit due amount will incur interest at the rate of 24%p.a.
5. The Terms and Conditions listed in here are in-addition to the detailed terms & conditions defined as part of the application forms signed and submitted by the users or subscribers of our chit groups.
6. Akshyalakshmi Chits reserves the full right to edit, modify or change the terms & conditions at any time without prior notice.
7. Subject to Trichy judiciary only
75E/1, RTS Complex, 3rd Floor, Hotel Kannappa, Salai Road, Thillainagar, Trichy - 620018
Phone: +91 86680-00966,81481-82986
Email:info@akshyalakshmichits.com